I am ready and able to receive unexpected money.

Readiness sounds like a passive state, and it is actually a decision made early. Money that turns up unplanned meets a queue of things that have been waiting — the tooth, the tyres, the trip postponed twice — and gets divided by whichever one shouts loudest.

There is nothing careless in that. Twelve urgent things is what most people are carrying.

But those who have settled it beforehand — this much goes there — describe a windfall differently afterwards. It arrived to a plan instead of an argument.