Ask what's actually missing and the list gets shorter than expected. Usually it isn't a tool. It's a signature, a spare hour, or the willingness to start badly.
What gets called a requirement tends to expand until it covers whatever you're avoiding: the better laptop, the certificate, the quieter flat, next January.
Someone is writing a decent novel in the twenty minutes before their shift, on a phone with a cracked screen. Not because that's romantic — because it was what was available, and they used it.
What you have is unglamorous, and it is also the whole kit.