My money works hard for me, to make me more and more money.

There is the version everyone pictures: a balance compounding quietly while you sleep.

There is also a plainer one, already running. A secondhand bike bought for eighty pounds carried somebody to work for six years and saved a fare every morning of it. A repaired roof stops paying out in damage. A good pair of boots outlives four cheap pairs, and the difference lands in your pocket slowly, never appearing as income.

Money that has already been spent can still be working.

Some of yours is working right now, in things you stopped noticing years ago.