I am happily enjoying a lifestyle of luxury.

A taxi in the rain, taken on a night when walking was perfectly possible. Thirty minutes reclaimed, dry shoes, arriving somewhere as a person rather than as a problem. That is most of what luxury actually consists of.

The expensive fantasies get the advertising, but what people describe when they talk about feeling rich is nearly always time and space — a room of your own, an unhurried morning, not being the one who has to carry everything up the stairs.