I change the world with my money.

Every pound goes somewhere and ends up in somebody's hands.

A bus route is never cancelled on the day the council votes. It is cancelled on the day the passenger count drops below a figure in a spreadsheet no passenger has ever seen. Nobody who started driving instead thinks of themselves as having removed a bus. Collectively that is precisely what happened, and the notice goes up at the stop months later to everybody's surprise.

Scale is not really the point. Money moves, where it lands is never neutral, and a small share of that direction belongs to you whether or not you ever look at it.