I take the small steps in the right direction.

Five pounds a week into an account nobody touches is a joke in the first year and not a joke in the fifth.

Direction beats size, but only if the direction holds. Ten small steps in ten different directions is standing still with extra effort and a good story about being busy.

So the hard part isn't taking the step. It's knowing which way is right, which usually means choosing one thing to be true for a year and letting several other good options go.