Children who grow up without a safety net learn things early that other people pay for later.
How to fix a thing rather than replace it. How to read a room before entering it. How to work out what something really costs.
That is genuine capability and it deserves saying out loud. It also arrives with a bill: a habit of vigilance that does not switch off simply because the circumstances improved.
Both are true at once. The resourcefulness is yours to use, and the tiredness underneath it is allowed to be named rather than treated as ingratitude.